SY Holdings Group Limited ("SY Holdings" or the "Group"; Stock Code: 6069.HK) announced that its fully owned subsidiary, SY Information Technology Services (Shenzhen) Co., Ltd. (“SY Tech”), has been granted an invention patent by China’s National Intellectual Property Administration for its "Method and Device for Supply Chain Finance Risk Assessment Processing." This achievement marks a new milestone in Sheng Ye’s intellectual property development, enabling more efficient and professional risk management support for business scenarios while significantly enhancing risk control capabilities in supply chain finance.
Supply chain finance is an innovative financial solution tailored for small and medium-sized enterprises (SMEs). It integrates and optimizes logistics, capital flows, and information flows within supply chains, allowing banks or factoring institutions to provide funding and risk mitigation for SMEs. However, due to multiple stakeholders, flexible financing models, and complex contractual structures, supply chain finance also carries inherent risks. As such, factoring institutions and banks must conduct thorough risk assessments to mitigate potential credit, operational, and market risks.
Traditionally, supply chain finance risk assessments relied on manual processes. With advancements in artificial intelligence (AI), neural network-based risk assessment models have become a growing trend. However, existing neural networks lack interpretability—while they can generate risk evaluation results, they fail to explain the underlying reasoning. This opacity leaves businesses unable to understand why they receive certain risk scores, hindering effective appeals.
To address this challenge, SY’s patented technology introduces a novel "Method and Device for Supply Chain Finance Risk Assessment Processing." When a neural network model rejects a business’s risk assessment application, the technology provides targeted analysis of the reasons behind the decision. By presenting multi-dimensional, matrix-style insights, it enables businesses to clearly identify the factors influencing their evaluation, facilitating efficient appeals and accelerating dispute resolution. Additionally, the system assists assessors in reviewing appeal documents with greater precision, improving audit efficiency.
This patented innovation reflects SY’s commitment to cutting-edge risk management research and will be applied to enhance the Group’s risk control frameworks. By resolving key challenges in supply chain finance risk assessment, the technology strengthens the foundation for sustainable business growth. The patent underscores SY’s dedication to robust risk management and showcases its advanced capabilities in this field.
Since its inception, SY has prioritized technological innovation and the development of a comprehensive intellectual property system, safeguarding and leveraging proprietary advantages to strengthen its competitive edge. Earlier, Sheng Ye Tech was recognized as a "Specialized, Refined, Distinctive, and Innovative" (SRDI) enterprise in Shenzhen—a designation highlighting its focus on niche expertise and innovation. For SRDI firms, invention patents are critical to growth. This latest patent builds upon existing technologies while introducing breakthrough efficiency improvements, demonstrating Sheng Ye Tech’s continued leadership in innovation.
Moving forward, SY will further increase investment in R&D to build smarter big data risk control systems, elevate risk management services, and drive innovation in supply chain finance—delivering superior services and experiences for its clients.
