Recently, SY Information Technology Services (Shenzhen) Co., Ltd. ("SY Technology"), a wholly-owned subsidiary of SY Holdings Group Limited ("SY Holdings", stock code: 6069.HK), has been officially granted the invention patent titled "Method and System for Personalized Contract Risk Assessment Based on Decision Engine" by the China National Intellectual Property Administration (CNIPA).
In today's complex and dynamic business environment, contract risk assessment is crucial for ensuring the stable operation of enterprises. Currently, in the field of financial transaction compliance management, contract risk judgment is gradually shifting from manual review to automated and intelligent decision engines.
The present invention proposes a method and system for personalized contract risk assessment based on a decision engine, providing an intelligent risk identification solution for standard contracts widely used in international financial derivatives transactions. The system can automatically identify basic clauses in standard contracts and accurately locate modifiable open clauses; when the parties to the contract modify the original clauses in supplementary agreements, it can intelligently analyze the semantic differences between the old and new clauses and construct a clear clause relationship diagram; more importantly, it can access market data in real time and dynamically assess the potential risk level of the contract under the current market environment through a risk simulator.
In addition, this invention can transform complex legal clauses and professional risk assessment results into interactive reports that are easy to understand for non-legal professionals. This means that even business personnel without a legal background can intuitively grasp the key risk points in the contract and make more reasonable decisions.
SY Holdings has always taken technological innovation as the core driving force of development and attaches great importance to the construction of the intellectual property system. Relying on solid technical accumulation and diversified products and services, SY Holdings holds more than 100 national invention patents and computer software copyrights covering multiple fields such as artificial intelligence, big data and cloud computing. SY Technology, a subsidiary of SY Holdings, has obtained multiple qualifications such as National High-Tech Enterprise, Shenzhen "Specialized, Refined, Differential, Innovative" (SRDI) Enterprise, State-Encouraged Software Enterprise and State-Encouraged Software Product.
Taking the self-developed AI Agent-powered "SY Cloud Platform" as the hub, SY Holdings fully leverages its differentiated risk control advantage of "transaction-focused, entity-light" based on industrial ecosystem and data connection, assisting SMEs on the chain to "find orders and find funds" and providing "fast, convenient, cost-effective and high-quality" funding turnover matching services. As of now, SY Holdings has helped more than 22,000 SMEs obtain over RMB 310 billion in order and funding turnover services.
Looking ahead, SY Holdings will continue to strengthen its independent innovation capabilities and inject lasting impetus into promoting industry technological progress and the company's high-quality development.
